If your team’s still reconciling payouts manually, you're flying blind.
Payments are broken. Let’s fix that.
Payment data has become a high-complexity, low-trust problem. For anyone dealing with online payment data, mismatched numbers, unclear fees, and fragmented systems make it hard to answer the simplest question: “Where’s the money?”
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Payment chaos: why it happens
Real problems companies deal with:
- Scattered data across PSPs in different formats
- Hidden costs due to bundled payouts and unclear pricing
- Timing gaps in refunds, chargebacks, and FX settlements
- Currency confusion and unmatched exchange rates
- Inconsistent reporting that slows down accounting and
decision-making - The inability to defend tax filings by country, especially under audit
Why universal payment analytics matters
When payments, accounting, and finance teams rely on different truths, business stalls. A single source of truth changes that. If your job involves reconciling numbers, fighting for accuracy, or explaining financial results, this isn’t just a nice-to-have. It’s your new baseline.
No universal payment analytics
Universal payment analytics
- Exporting reports from multiple applications everyday/week and hoping Excel holds up.
- Payment data across PSPs, methods, currencies instantly unified.
- Waiting until month-end to discover you lost money on conversion fees.
- Real-time control over fees, FX spreads, chargebacks, and timing gaps.
- Scrolling through CSVs to find a missing refund.
- Automated payout matching and discrepancy detection.
- Dumping data into a warehouse and leaving Finance to figure it out.
- Journal entries auto-generated for every transaction, down to line-item level.
- Analytics tools that stop short of the ledger, leaving finance and accounting to bridge the gap with guesswork.
- Ledger-ready output that supports your accounting records seamlessly.
- A dashboard full of charts but no idea what hits your books.
- A complete financial view that ties the balance sheet and P&L directly to payments.
- Tax filings by country are challenging, especially under audit
- Record per country for tax purposes
Universal payment analytics by Actuals
Actuals connects directly to any payment source. From authorization to settlement, Actuals brings every transaction into one system, automatically, daily, and in full detail. It’s how high-volume digital companies turn payment mess into solid numbers.
But here’s where we go further:
Actuals doesn’t just unify data. It transforms raw payment activity into a complete and accurate financial reflection of your business, a clear representation of how every transaction impacts your ledgers. Every transaction is translated into a real journal entry, with balance sheet and P&L impact, per provider, currency, and method. That’s not just analytics. That’s accounting you can trust.
With Actuals, you get:
- One environment and a consolidated overview for all providers, filterable by PSP, method, currency, or country
- Daily discrepancy alerts that surface mismatches in fees, FX, and net payouts
- Full visibility on every transaction, refund, chargeback, reserve, and settlement event
- Journal entries automatically generated per transaction, including full accounting treatment across ledgers
- Accurate P&L and balance sheet impact for every single PSP, payment method, and currency
- Tax-ready country-level recording, so (and backed by transaction data) you can file VAT or sales tax with confidence
- Audit-proof, ledger-ready output that connects directly into your financial stack
Actuals replaces manual chaos with one stamp of trust. You get insights that reflect reality. Clean, trusted, and audit-ready. No spreadsheets or manual fixes, simply Truth Inside™
Whitepaper: Tame payment chaos. Trust your numbers again.
For a deeper look into the payment problems teams face today, grab the whitepaper: It’s packed with real-world scenarios, regulations you need to know, and why manual solving and patching no longer works.
